AHIBS Solid Foundation for Successful Career

Prepared by: AP. Dr. Rossilah Jamil

‘AHIBS program provides a solid foundation for corporate career’ – this is the remark made by our alumni, Mr. Zulfadhli Marjo, a graduate of Bachelor in Management Technology (year 2000). Selecting International Business as the program specialization, young Zulfadhli was passionate to learn about foreign businesses to take part in the global market. 

According to him, courses such as International Management (SHB4593), Introduction to Industrial Engineering (SMU3803), Programming Technique (DCP2023), and Business Strategy (SHB4583) were responsible for introducing him to the areas of business, technologies, and global economy.  The knowledge is relevant and applicable in building his career in the corporate world. With this foundation, he is able to appreciate his job better.

Mr. Zulfadhli describes himself as a Trade Finance and Supply Chain Finance enthusiast with almost 20 years of experience in the industry.  Mr. Zulfadhli has served many big names in the banking and finance industry. He is presently the Vice-President (Business Development and Trade) at Maybank Islamic Berhad and previously with the Standard Chartered Saadiq Berhad, Standard Chartered Bank, Maybank, OCBC Bank, and AmBank Group.

At Maybank, Mr. Zulfadhli was instrumental in developing the country’s first-of-its-kind Islamic Risk Participation product by adopting international standards for international product acceptance and was successful as the catalyst in growing the Islamic trade business, trade finance assets, and revenues with several leading initiatives. At Standard Chartered, he operationalized the first Islamic Cross-Border Supply Chain Financing programme between Malaysia, Singapore, and Middle East worth USD70 million.

He is currently involved in a few industry projects with regulators, such as distributor ledger using the blockchain technology, and recently in the Cakna Scheme that provides a funding facility to small and medium enterprises (SMEs) as part of the government’s pandemic recovery measure.

Mr. Zulfadhli believes that knowledge is never constant and always seeks opportunities to develop himself.  Since UTM, he has upgraded his skills trajectory with an MBA and is now pursuing his doctoral degree.  Mr. Zulfadhli, a father of two, is the Chairman of Parents-Teachers Association at a local school. He aspires to climb higher in the leadership position in the corporate world but at the same time contributes his experience and knowledge to society.